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  • Claim Reserves
    accordance with the 196_ Commissioners Disability Table. A substantially greater number of policyholders ... intent to reflect this increasing cost disabled life table in an orderly manner without ignoring the trend ...

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    • Authors: Rafal J Balcarek, Walter J Fitzgibbon, Peter L Hutchings, Spencer Koppel, Herbert Orenshein
    • Date: Apr 1978
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health insurance; Life Insurance>Reserves - Life Insurance; Life Insurance>Claims - Life Insurance; Public Policy
  • Reserve Principles for Individual Health Insurance
    in spite of the fact that mortality costs increased with age. Since mortality costs in later policy years ... years would exceed the mortality portion of the adopted level premiums, insurers were required to set ...

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    • Authors: E Paul Barnhart, Spencer Koppel, Mark E Litow, Francis T O'Grady, Gary N See, Robert Shapland
    • Date: Oct 1985
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Transactions of the SOA
    • Topics: Health & Disability>Health insurance
  • Loss Ratio Analysis
    a valid test of product choice from the consumer' s viewpoint? 5. Is there a correlation between "Loss ... valid test of product choice from the con- sumer' s viewpoint? If one sought an individual health insulmnoe ...

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    • Authors: Paul Hansen, Monte J Hopper, James Hunt, Spencer Koppel
    • Date: May 1980
    • Competency: External Forces & Industry Knowledge>Actuarial methods in business operations
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health insurance
  • Recent Developments in Health Insurance Minimum Loss Ratio Regulation
    Recent Developments in Health Insurance Minimum Loss Ratio Regulation This panel discussion session ... standard included in the Baucus Amendment. The table of benchmark loss ratios used as the initial test ...

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    • Authors: Willis W Burgess, John T Gilchrist, Charles Habeck, Spencer Koppel
    • Date: Apr 1981
    • Competency: Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Health & Disability>Health insurance